Chester KTM Privacy Policy

• Our Website and its securityTop

  We try to keep our website secure. However you recognise when providing your information to us through our website or when you send us or ask us to send you any of your confidential information by email, that the internet and email communications over the internet may not be secure. We cannot be responsible for any loss or unauthorised interception of information transmitted via the internet which is beyond our control.

  Our website may contain links to other websites outside of our company. Our privacy policy only applies to our website. We are not responsible for the content, privacy or security of other websites. When you click on one of these links, you will be transferred out of our Web site and connected to the Web site of the organization or company that you selected. Because Chester KTM does not control these sites, even if an affiliation exists between our Web site and a third party site, you are encouraged to review their individual privacy notices.

• Cookie Policy - Use of cookies on our websiteTop

  A “cookie” is a piece of information that a website transfers to the cookie file of the browser on your computer’s hard disk so that the website can remember who you are. A cookie will typically contain the name of the domain from which the cookie has come, the "lifetime" of the cookie, and a value, usually a randomly generated unique number.

  When you visit our website we send you a cookie. We may use cookies in the following ways:

  • to help us recognise you as a unique visitor (just a number) when you return to our website and to allow us to tailor content of our site to match your preferred interests;
  • to compile anonymous, aggregated statistics that allow us to understand how users use our site and to help us improve the structure of our website. We cannot identify you personally in this way.

  A number of different types of cookies may be used on this website : Google analytics, which makes use of a tool from google analytics which tells us about the way people are using this website; session cookies, which are temporarycookies that remain in the cookie file of your browser until you leave the site, and persistent cookies, which remain inthe cookie file of your browser for longer ( how long will depend on the lifetime of the specific cookie). Below are thedetails on these cookies.

  Cookie	Name	Purpose	More Information
  Google Analytics	_utma _utmb _utmc _utmz	We make use of a tool from Google called Google analytics which tells us about the way people are using this website. It uses cookies to detect that someone has been to the site before, so that we can see how often people return to the site, how long they stay, and where on this website they tend to go. We use this to try to work out what kind of experience they're having on the site, so we can make it better. Google Analytics sets cookies to help us accurately estimate the number of people visiting this website, and let us see how they're moving around the site. We use this when we make decisions on the type of content we create and how we structure the site.	Click here for an overview of privacy at Google For more information about Google Analytics and the cookies it sets, please take a look at this breakdown of their cookies.
  Online Store	eStore-*	Cookie used to track your account, shopping cart, login status and enhance the shopping experience. The contents of this cookie are encrypted so as to be only accessible by our servers. The contents are replaced by anonymous Guest with no account details after you have successfully logged out.
  Cookie Consent	cookies_ok	Cookie to flag that you have seen and dismissed our Cookie Consent message so that you wont be constantly disturbed. We will from time to time re-show the Cookie Consent message to reaffirm your consent to the use of cookies.
  Session Cookies	session_id dws_*	Session cookies only last for the duration of a user's visit to a website. Session cookies help improve the functionality of website by passing information on from one page to another. For example, if you log in to our website, session cookies are used to keep you logged in. This cookie is deleted when you close your browser.	Visit the PHP Website
  AddThis Cookie	_csuid	AddThis is used to give visitors the option to recommend our website content on social networks such as Facebook and Twitter. You will see icons on the top and bottom of each of our web pages.	AddThis privacy policy

  Where can I find more information about cookies, and how do I turn cookies off or delete cookies?

  Find out more about cookies including how to disable/enable and delete them at the following website www.aboutcookies.org.

  You can block most cookies (except for Flash cookies) by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our sites, or you may experience reduced functionality when accessing certain services. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies as soon you visit our website.

  You can opt-out of receiving cookies from a range of ad servers (including, among others, Doubleclick, Videology, AudienceScience, Flashtalking and Microsoft) by visiting www.youronlinechoices.com and following the instructions provided.

  Generally you can't delete Flash cookies (also known as local shared objects) with browser controls, but Adobe's website at www.adobe.com provides information on how to delete or disable Flash cookies. Click here for details. Please note that if you disable Flash cookies, you will not be able to play content on the ITV Player.

  If you want to delete cookies from the browser on your mobile phone, you will need to refer to your handset manual.

  Some of our Web pages may also contain electronic images known as Web beacons (sometimes known as clear gifs) that allow us to count users who have visited these pages. Web beacons collect only limited information which including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides.

  Cookies are also used by our eStore (online store) to keep track of the contents of your shopping cart and order progress. They are also used after you have logged on as part of that process. Our eStore cookies are fully encrypted such that their contents are known only to our servers. If you disable cookies in your browser, you will be unable to place orders or benefit from the other features that use cookies. Data collected by this site is used to:

  1. Take and fulfil customer orders
  2. Administer and enhance the site and service
  3. Disclose information to third-parties for goods delivery purposes

• Disabling/Enabling cookiesTop

  You can accept or decline cookies by modifying the settings in your browser. However, you may not be able to use all the interactive features of our site if cookies are disabled.

  You can find Information on how to disable or enable cookies by visiting www.allaboutcookies.org or www.aboutcookies.org.

  On occasion, we may ask our customers for personal information such as your name, address, company name, e-mail address and other details. Providing us with your information simply helps us to better serve our clientele and process orders more efficiently. In the event we ask you to share other personal information with us over the Internet, we will always inform you as to how we will use the information.

• Providing information to usTop

  If you give us information on behalf of someone else, you confirm to us that you have their permission to do so and that they are aware of the contents of this privacy policy and do not have any objection to our processing their information in accordance with this policy.

  You are responsible for informing us of any change in your details, such as a change of address. You have a right to ask us to correct any inaccuracies in the information we hold about you.

  You have a right to ask what information we hold about you (as defined under the Data Protection Act). Please make this request in writing to our address below. We will charge you a small fee for this (the statutory fee is currently £10), a cheque for which should be enclosed with your letter.

  You may contact us at the address below for these purposes.

  If you are under 16 please do not provide us with any personal information unless you have the permission of your parent or guardian to do so.

  Telephone calls to us may be recorded and/or monitored for training purposes.

• Personal Information PrivacyTop

  We will take all necessary steps to keep your personal information confidential. We will never sell, rent, or share any customer information with other companies for any reason. We will communicate with clients via e-mail or other online delivery devices only if the client agrees to receive those communications. If you believe that you are receiving our communications in error or no longer desire to receive them, please inform us and we will remove your name from our distribution lists.

• Customer NewsletterTop

  We will use 'opt in' data to distribute our regular scheduled newsletter throughout the year. If for any reason you desire NOT to continue to receive our newsletter, you can easily unsubscribe or request to have your email address removed from our active list of newsletter recipients.

• Order Information Privacy and SecurityTop

  We do not handle your card transactions, nor do we store any card details whatsoever. All payments made via our online shop are handled by PayPal - the globally trusted secure online payment gateway. https://paypal.co.uk/

• Contact usTop

  You may contact us in relation to this Privacy Policy at the following address:

  Chester KTM
  Stanney Mill Lane
  Little Stanney
  Chester
  Cheshire
  CH2 4HY
  United Kingdom

• Legal Policy, Privacy Policy, eStore Terms and ConditionsTop

  A link to our Legal Policy, Privacy Policy and eStore Terms and Conditions can be found in the footer of every page of this web site.

• Financial Services AuthorityTop

  Brookbrough Trading Company Ltd trading as Chester KTM is an Appointed Representative of ITC Compliance Limited, which is Authorised and Regulated by the Financial Services Authority.

  Chester KTM IS NOT A FINANCE COMPANY, HOWEVER WE DO OFFER THE ABILITY TO OBTAIN FINANCE THROUGH A NUMBER OF FINANCE COMPANIES. BELOW IS AN INFORMATION GUIDE ON HOW FINANCIAL SERVICES AND CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES USE YOUR PERSONAL DATA WHEN YOU APPLY FOR FINANCE.

  This Guide is for information purposes only and covers the following subject areas:

  • What the finance company will do when you apply for finance
  • What the finance company will do when you have a finance agreement with them
  • What the Credit Reference and Fraud Prevention Agencies will do

  What the finance company will do when you apply for finance

  1. The finance company will search using the services of credit reference agencies and fraud prevention agencies for information, including credit details, on you and, if you have one, your financial associates (a financial associate is a person with whom you have, or have had, joint personal financial arrangements such as joint accounts or have made joint credit applications, for example a spouse or partner), other members of your family and if you are an owner, director or partner in a small business, your business.
  2. The finance company may pass information that is supplied to them to credit reference agencies and fraud prevention agencies.
  3. If you have any financial associates, a finance company may link and record information about you both in their own records and at credit reference agencies and they, and others, will take their information into account. They may take both your and their information into account in future applications by either or both of you and continue this linking until your agreement ends and one of you notifies them that you are no longer linked. So you must be sure that you have their agreement to disclose information about them.
  4. They may obtain references and make enquiries about you from other persons and organisations. If the finance company requires any guarantee or other security in relation to your obligations under any proposed agreement, they may provide information about your application to the person you wish to provide the guarantee or other security.
  5. If you give the finance company false or inaccurate information and they suspect or identify fraud, they will record this and may also pass this information to fraud prevention agencies and other organisations involvedin crime and fraud prevention.
  6. With the information that the finance company obtain they will:
     • Assess your application for credit;
     • Check details on applications for credit and credit related or other facilities;
     • Verify your identity and the identity of your spouse, partner or other directors / partners if applicable; and/or
     • Undertake checks for the prevention and detection of fraud and/or money laundering.
     • They may use scoring methods to assess this application and to verify your identity.
     • Undertake periodical statistical analysis or testing to ensure the accuracy of existing and future products and services,
     • Any or all of these processes may be automated.
     • Undertake market research.

  What the Credit Reference and Fraud Prevention Agencies will do

  1. They will place a search ‘footprint’ on your credit file whenever they receive a search request from the finance company. The finance company will make a search when you apply for credit from them and they may also make searches during the period of any agreement you hold with them. If the search was for a credit application they will place a search ‘footprint’ on your file whether or not your application proceeds and the record of that search (but not the name of the organisation that carried it out) may be seen by other organisations when you apply for credit in the future.
  2. They will link together your records and those of anyone that you have advised is your financial associate, including previous and subsequent names of you and any financial associates. Links between financial associates will remain on your and their files until such time as you and your financial associate successfully files for a disassociation with the credit reference agencies.
  3. They will supply to the finance company:
     • Credit information such as previous applications and the conduct of accounts in your name and of your associates and/or your business accounts
     • Public information such as County Court Judgements and bankruptcies
     • Electoral Register information; and
     • Fraud prevention information
  4. If you have an agreement with one of the finance companies, credit reference agencies will record the details that is supplied to them on your agreement and how you manage it. If you borrow and do not repay in full and on time, credit reference agencies will record the outstanding debt.
  5. Records shared with credit reference agencies remain on file for 6 years after they are closed, whether settled by you or defaulted.
  6. The information which the finance companies, other organisations and fraud prevention agencies provide to the credit reference and fraud prevention agencies about you, your financial associates and your business (if you have one) may be supplied by credit reference and fraud prevention agencies to other organisations and used by them and the finance company to:
     • Prevent fraud and money laundering by, for example, checking details on applications for credit and credit related or other facilities; checking details on proposals and claims for all types of insurance; checking details of job applications and employees
     • Verify your identity if you or your financial associate applies for other facilities including all types of insurance applications and claims
     • Assist other organisations to make decisions on credit and credit related services or other facilities, about you, your partner, other members of your household or your business
     • Trace your whereabouts and recover debts that you owe
     • Manage credit and credit related accounts and other facilities; and
     • Undertake statistical analysis and system testing.
  7. Law enforcement agencies may also access and use this information.
  8. The finance company and other organisations may access and use from other countries the information recorded by fraud prevention agencies.

  You can contact the Credit Reference Agencies currently operating in the UK. The information they hold may not be the same so it is worth contacting them all. They will charge you a small statutory fee.

  Call Credit Consumer Services Team
  PO Box 491
  Leeds
  LS3 1WZ
  (or call 0870 060 1414)

  Equifax plc
  Credit File Advice Centre
  PO Box 3001
  Bradford
  BD1 5US
  (or call 0870 010 0583 or log on to www.myequifax.co.uk)

  Experian Consumer Help Service
  PO Box 8000
  Nottingham
  NG80 7WF
  (or call 0870 241 6212 or log on to www.experian.co.uk)